Protecting what's rightfully yours.
Whether you're buying or selling, Next Gen Title helps you close with confidence and lasting protection.
Buying a home?
When purchasing a home, it's essential to verify the seller's rightful ownership and ensure there are no unresolved issues that could impede the transfer of the title to you.
Problems with titles can restrict property usage and cause financial harm. Next Gen Title conducts comprehensive searches to verify ownership clarity. Our title insurance policies provide lasting protection with no renewal fees or expiration dates.
Selling your house? Next Gen Title can help!
We assist in locating experienced closing attorneys and resolving liens, promising smooth transactions with strong communication.
Timely and accurate
Title commitments delivered on time and done right.
Experienced & knowledgeable
Decades of expertise on your side through the entire sale.
Resolve complex issues
The ability to untangle liens and complicated title matters.
What is title insurance?
Title insurance protects both you and your mortgage lender from losses stemming from defects in the property's title. Defects include improperly recorded documents, forgery, easements, and encroachments. Without it, buyers risk substantial financial liability.
A one-time, up-front fee — not an ongoing expense.
Combined owner and lender policies typically cost 0.5–1.0% of the purchase price.
That's approximately $1,500–$3,000 on a $300,000 home, according to ALTA. You pay once, and your protection lasts for as long as you own the property.
Coverage
- Property survey errors
- Boundary disputes
- Deed errors
- Building code violations
- Conflicting wills
- Ex-spouse claims
- Forged documents
- Contractor, tax, and lender liens
- Encroachments
- Improperly recorded documents
Exclusions
Title insurance doesn't protect homeowners against all possible infringements on their property rights.
It excludes issues arising from your own actions — such as unpaid contractors or tax defaults — as well as eminent domain seizures.
Have questions? We're here.
Reach out any time — available nights and weekends across NC and SC.